Insurance for replacement in Australia

[Kylie]

I am struggling to find information about replacement processors. I have been told that Medicare will cover my initial surgery and processor but that I will need to personally fund or use private health cover for the replacements/ upgrades every few years. I can't figure out if my health fund covers it, as they couldn't understand what I was talking about, and asked me to quote the medical item number (which I don't know.)

Can any fellow Aussies enlighten me?

[Daniel the Stranger]

Hi @Kylie, I'm not Aussie but I live in Adelaide and I had both surgeries last year using Private Health insurance.

Insurers need the item number to make sure the policy you are choosing cover this. There can be a misunderstanding just mentioning "Processor Replacement" or similar words that can come out and you both wouldn't want that.

For the item number you need to make an appointment with the doctor who is going to do the surgery. I did this and my insurer assured me I was covered for what I wanted.

At the moment I'm in the process of applying to the NDIS (National Disability Insurance), my Audi is helping me out with the paperwork required, I still need to find out what are my benefits under NDIS. My Audi told me it is not means tested.

 

[Kylie]

Thanks, I will ask the doctor for more details at my next appointment.

[Daniel the Stranger]

@Kylie, let us know how did it go. Good Luck.