HearPeers Heroes Jdashiell Posted November 4, 2019 HearPeers Heroes Report Share Posted November 4, 2019 I have a question to others in the US. I am approaching Medicare age (I'm 65 next year) and am considering Medicare options - so cost is an issue Currently I have insurance via my wife's office plan which is pretty good. Next year will be different. I am wondering what other Medicare users are experiencing with CI continuing costs I don't want or expect dollar value as that is personal, Just want to know is these continuing CI costs are covered or out-of-pocket expenses. That tip of info. Quote Link to comment Share on other sites More sharing options...
HearPeers Heroes Mary Beth Posted November 4, 2019 HearPeers Heroes Report Share Posted November 4, 2019 @Joan Quote Link to comment Share on other sites More sharing options...
Joan Posted November 4, 2019 Report Share Posted November 4, 2019 @Jdashiell @Mary Beth I live in California and have been on Medicare, with an Anthem Blue Cross Supplement, throughout my CI journey. Since Medicare is my primary coverage, they pay their percentage of their approved rate first and my supplemental insurance pays the balance. I believe the breakdown is 80% Medicare and 20% Anthem Blue Cross but I’m not certain. All my costs have been fully covered by these two coverages: surgeries, processors, MAPpings, batteries, and, most recently, my upgrades. I have not paid any out of pocket expenses related to my CIs (I’m bilateral: first 02/2014; second 09/2014). i believe you would would be faced with out of pocket expenses only if you did not have a Medicare supplement, or if your supplement plan was in some way restrictive. Mary Beth and Jewel 2 Quote Link to comment Share on other sites More sharing options...
HearPeers Heroes Jdashiell Posted November 4, 2019 Author HearPeers Heroes Report Share Posted November 4, 2019 @Joan thank you for that informative and helpful reply Quote Link to comment Share on other sites More sharing options...
Joan Posted November 5, 2019 Report Share Posted November 5, 2019 @Jdashiell You’re very welcome. I hope it’s helpful and somewhat reassuring as you approach Medicare. Good luck! Mary Beth 1 Quote Link to comment Share on other sites More sharing options...
treesrd1896 Posted November 9, 2019 Report Share Posted November 9, 2019 I am in the same situation and have been trying to figure out how to proceed with Medicare. Your question and response have been helpful. Thank you. Quote Link to comment Share on other sites More sharing options...
Joan Posted November 9, 2019 Report Share Posted November 9, 2019 @treesrd1896 Medicare supplement plans can vary as to their coverage. Just be certain your clinic accepts Medicare. Best of luck! Mary Beth 1 Quote Link to comment Share on other sites More sharing options...
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